Specialist Residential Remortgages

Specialist mortgages assist if traditional lenders have rejected your home purchase or remortgage application. Essentially, they offer an alternative route to conventional mortgages, which operate on similar principles.

Specialist Residential Mortgages

Why a specialist lender might be the more appropriate choice:

For properties with unique features like deck access, timber-framed construction, or concrete panels.

When there are issues such as CCJs or recent high-value defaults.

If the applicant is between 75 and 85 years old and nearing retirement.

When there are three or more applicants involved.

For those whose income includes specific benefits.

In cases where the property is situated in remote areas like the Outer Hebrides in Scotland.

When individuals have unconventional employment arrangements, such as agency work.

These are just some examples of what a specialist mortgage can cover, as always, check with your mortgage broker to see what works best for you with your given situation.